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Unum US reported ... Group long-term disability sales were $55.2 million in the second quarter of 2020, an increase of 13.3 percent from $48.7 million in the second quarter of 2019. endstream endobj 23 0 obj <>>> endobj 24 0 obj <>/ExtGState<>/Font<>/ProcSet[/PDF/Text]/Properties<>>>/Rotate 0/TrimBox[0.0 0.0 612.0 792.0]/Type/Page>> endobj 25 0 obj <>stream We can work with you and your broker to design a solution that includes flexible funding options, so you can share the cost of coverage with your employees.Whether you have two employees or 20,000, Unum offers coverage to help you attract and retain top-quality employees. Coverage can be employer-paid, employee-paid or shared.Through return-to-work benefits and programs, Unum also helps employees return to their jobs, saving you the cost and disruption of lost productivity — or hiring replacements.Together, these plans offer comprehensive coverage to help your employees through a disability.This benefit can pay a portion of an employee’s compensation while they are out of work due to a covered injury, sickness or childbirth.
Many Americans have little to fall back on if an injury or illness prevents them from working. Net investment income decreased 8.0 percent to $326.3 million in the second quarter of 2020, compared to $354.5 million in the second quarter of 2019, due primarily to a decline in the net asset values on our private equity partnerships, which are booked on a one-quarter lag and reflect the impact of COVID-19 on economic conditions during the first quarter of 2020, partially offset by an increase in the level of invested assets.The interest adjusted loss ratio for the long-term care line of business was 67.0 percent in the second quarter of 2020, compared to an interest adjusted loss ratio of 87.4 percent in the second quarter of 2019, driven primarily by higher claimant mortality and lower submitted claims. Shares outstanding totaled 203.5 million at June 30, 2020. IDI provides additional protection for employees who earn higher incomes.Available with select Unum employee benefits plans, these services help your employees be even more prepared for challenges life might throw their way.Your employees may already have a lot on their minds — from finances to relationship issues.
0 Benefits are usually up to a fixed maximum set by the plan, for example: 60 % of weekly salary, to a maximum benefit of $ 1500. Net investment income decreased 41.3 percent to $26.3 million in the second quarter of 2020, compared to $44.8 million in the second quarter of 2019. Relative to the second quarter of 2019, sales in the individual disability product line were generally consistent in the second quarter of 2020 at $14.2 million. Net investment income was $36.8 million in the second quarter of 2020, which was generally consistent with the $37.2 million in the second quarter of 2019. In conjunction with today’s earnings announcement, the Company’s Statistical Supplement for the second quarter of 2020 is available on the “Investors” section of the Company’s website.For further discussion of risks and uncertainties which could cause actual results to differ from those contained in the forward-looking statements, see Part 1, Item 1A “Risk Factors” of our annual report on Form 10-K for the year ended December 31, 2019, as updated or supplemented from time to time in subsequent filings. Plus, many Unum policies are portable, so you might be able to continue your coverage if you change jobs.
In New York, underwritten by First Unum Life Insurance Company, New York, NY. LTD benefits and premium amounts depend on an employee's monthly salary. The forward-looking statements in this news release are being made as of the date of this news release, and we expressly disclaim any obligation to update or revise any forward-looking statement contained herein, even if made available on our website or otherwise. Group Long Term Disability: Underwritten by Unum Life Insurance Company of America, Portland, ME. The Corporate segment reported an adjusted operating loss of $58.1 million in the second quarter of 2020, which excludes the impairment loss on the ROU asset of $12.7 million, compared to an adjusted operating loss of $43.8 million in the second quarter of 2019.The Company’s weighted average number of shares outstanding, assuming dilution, was 203.7 million for the second quarter of 2020, compared to 211.1 million for the second quarter of 2019. Although we may experience realized investment gains or losses which will affect future earnings levels, a long-term focus is necessary to maintain profitability over the life of the business since our underlying business is long-term in nature, and we need to earn the interest rates assumed in calculating our liabilities.We may at other times exclude certain other items from our discussion of financial ratios and metrics in order to enhance the understanding and comparability of our operational performance and the underlying fundamentals. UNUM might claim additional time is needed to review a long-term disability claim because medical records or other information has not been received from you or your doctors. Premium income for the group disability line of business increased 3.1 percent to $664.6 million in the second quarter of 2020, compared to $644.8 million in the second quarter of 2019, driven by growth in the in-force block resulting from higher prior period sales, partially offset by lower persistency.
Unum US reported ... Group long-term disability sales were $55.2 million in the second quarter of 2020, an increase of 13.3 percent from $48.7 million in the second quarter of 2019. endstream endobj 23 0 obj <>>> endobj 24 0 obj <>/ExtGState<>/Font<>/ProcSet[/PDF/Text]/Properties<>>>/Rotate 0/TrimBox[0.0 0.0 612.0 792.0]/Type/Page>> endobj 25 0 obj <>stream We can work with you and your broker to design a solution that includes flexible funding options, so you can share the cost of coverage with your employees.Whether you have two employees or 20,000, Unum offers coverage to help you attract and retain top-quality employees. Coverage can be employer-paid, employee-paid or shared.Through return-to-work benefits and programs, Unum also helps employees return to their jobs, saving you the cost and disruption of lost productivity — or hiring replacements.Together, these plans offer comprehensive coverage to help your employees through a disability.This benefit can pay a portion of an employee’s compensation while they are out of work due to a covered injury, sickness or childbirth.
Many Americans have little to fall back on if an injury or illness prevents them from working. Net investment income decreased 8.0 percent to $326.3 million in the second quarter of 2020, compared to $354.5 million in the second quarter of 2019, due primarily to a decline in the net asset values on our private equity partnerships, which are booked on a one-quarter lag and reflect the impact of COVID-19 on economic conditions during the first quarter of 2020, partially offset by an increase in the level of invested assets.The interest adjusted loss ratio for the long-term care line of business was 67.0 percent in the second quarter of 2020, compared to an interest adjusted loss ratio of 87.4 percent in the second quarter of 2019, driven primarily by higher claimant mortality and lower submitted claims. Shares outstanding totaled 203.5 million at June 30, 2020. IDI provides additional protection for employees who earn higher incomes.Available with select Unum employee benefits plans, these services help your employees be even more prepared for challenges life might throw their way.Your employees may already have a lot on their minds — from finances to relationship issues.
0 Benefits are usually up to a fixed maximum set by the plan, for example: 60 % of weekly salary, to a maximum benefit of $ 1500. Net investment income decreased 41.3 percent to $26.3 million in the second quarter of 2020, compared to $44.8 million in the second quarter of 2019. Relative to the second quarter of 2019, sales in the individual disability product line were generally consistent in the second quarter of 2020 at $14.2 million. Net investment income was $36.8 million in the second quarter of 2020, which was generally consistent with the $37.2 million in the second quarter of 2019. In conjunction with today’s earnings announcement, the Company’s Statistical Supplement for the second quarter of 2020 is available on the “Investors” section of the Company’s website.For further discussion of risks and uncertainties which could cause actual results to differ from those contained in the forward-looking statements, see Part 1, Item 1A “Risk Factors” of our annual report on Form 10-K for the year ended December 31, 2019, as updated or supplemented from time to time in subsequent filings. Plus, many Unum policies are portable, so you might be able to continue your coverage if you change jobs.
In New York, underwritten by First Unum Life Insurance Company, New York, NY. LTD benefits and premium amounts depend on an employee's monthly salary. The forward-looking statements in this news release are being made as of the date of this news release, and we expressly disclaim any obligation to update or revise any forward-looking statement contained herein, even if made available on our website or otherwise. Group Long Term Disability: Underwritten by Unum Life Insurance Company of America, Portland, ME. The Corporate segment reported an adjusted operating loss of $58.1 million in the second quarter of 2020, which excludes the impairment loss on the ROU asset of $12.7 million, compared to an adjusted operating loss of $43.8 million in the second quarter of 2019.The Company’s weighted average number of shares outstanding, assuming dilution, was 203.7 million for the second quarter of 2020, compared to 211.1 million for the second quarter of 2019. Although we may experience realized investment gains or losses which will affect future earnings levels, a long-term focus is necessary to maintain profitability over the life of the business since our underlying business is long-term in nature, and we need to earn the interest rates assumed in calculating our liabilities.We may at other times exclude certain other items from our discussion of financial ratios and metrics in order to enhance the understanding and comparability of our operational performance and the underlying fundamentals. UNUM might claim additional time is needed to review a long-term disability claim because medical records or other information has not been received from you or your doctors. Premium income for the group disability line of business increased 3.1 percent to $664.6 million in the second quarter of 2020, compared to $644.8 million in the second quarter of 2019, driven by growth in the in-force block resulting from higher prior period sales, partially offset by lower persistency.