1937: Colonial Life and Accident Insurance Company is founded in Columbia, S.C. 1939: Provident becomes the first insurer to offer disability benefits. In 1928, Provident began serving volunteer fire departments with our first blanket Accident & Health insurance policy to protect the financial livelihood of volunteer firefighters. The old Provident disability policies contained pro-claimant language such as an “own occupation” disability definition and “lifetime benefits” if the insured is disabled by injury or sickness prior to age 65.
Our benefits protect the financial income of thousands of employees in numerous industries. This individual policy provides disability income insurance only. With more than 85 years of emergency service experience, Provident has dedicated and caring claims staff who remain committed to timeliness and accuracy while processing your claim.
About Provident Life & Accident Insurance Company Through injury or illness, Unum works to keep employees employed. Provident Life & Accident Insurance Company has 2,000 total employees across all of its locations and generates $413.99 million in sales (USD). It does NOT provide basic hospital, basic medical or major medical insurance as defined by the New York State Department of Financial Services.
Term Life Insurance Provide your loved ones with peace of mind. With more than 90 years of emergency services experience, Provident has dedicated and caring claims staff who remain committed to timeliness and accuracy while processing your claim. For prompt attention, either email the completed claim form and supporting documentation to the claim department at If your Provident Accident & Health policy number begins with PRCO, PRNC or PRST, please use the following first notice of claim form:If your Provident Accident & Health policy number begins with ESO, please make your selection from the two choices below:If you are filing a Duty Related Cancer Benefit claim, please use the appropriate form below. In 1928, Provident began serving volunteer fire departments with our first blanket Accident & Health insurance policy to protect the financial livelihood of volunteer firefighters. If you have any questions or concerns regarding the correct form to use, please contact our office by calling (855) 201-8880 and ask to speak to the claims department.The fields of these forms can be completed online but must be printed and signed prior to being returned to our office. A top disability insurer in the US and the UK, it offers short-term and long-term disability insurance, supplemental health coverage, and life and accidental death and dismemberment insurance to individuals and groups. It remains our goal to treat people with the utmost respect and courtesy. It remains our goal to treat people with the utmost respect and courtesy. Please call our office toll-free at (855) 201-8880 to speak to a claim representative with any questions.If you are filing an Accident & Health claim, please use the appropriate form from the options below. Please call our office toll-free at 800-447-0360 to speak to a claim representative with any questions.
In New York, individual disability insurance is underwritten by Provident Life and Casualty Insurance Company, Chattanooga, TN. Today we provide paid and volunteer firefighters and emergency medical responders with insurance that includes Property & Casualty coverages as well as our Accident & Health, 24-Hour Accidental Death & Dismemberment, Group Term Life, Critical Illness, and a First Responder Assistance Program.We’ve extended our expertise and experience to also offer benefit plans and coverages to participant groups, including volunteer groups, youth and adult amateur sports organizations, boards of trustees, elected officials and municipal workers, camps/clinics and conferences, youth and adult activities groups, day care centers, and associations and affinity groups.In addition, we provide Transportation Benefits for trucking companies and truckers that include Contract Liability, Employers Liability, and Occupational Accident Insurance. In 1962, we further expanded this coverage for volunteer firefighters to include Heart & Illness related coverage and have continued over the years to be a leader in developing insurance products and benefits. The old Provident Life and Accident Disability Insurance policies are sometimes referred to as the “golden ticket” due to fact that insurance companies no longer sell similar disability policies.