For details of coverage, terms, conditions, and exclusions, please refer to the Any liability arising from a contractual agreement without the prior consent of Us is not coveredAny liability arising from the loss of or damage to property which belongs to or in custody or control of You or your family members is not coveredProfessional or organised dangerous sports or activitiesAny organized sports, any kind of race, motor rallies and competition, mountaineering or rock-climbing (necessitating the use of ropes or pitons), iceberg climbing, potholing, speed or endurance tests, marathon or any tour with bicycle riding as the main transportation during the insured journey, parachuting, skydiving, hang-gliding, trekking or hiking at an altitude of over 5,000 meters above sea-level, scuba diving to a depth greater than 30 meters below sea-level, water motorcycling/ jet-skiing, jet-boating, speed-boating, dune driving, snow motorcycling, ski-jumping, ice hockey, the use of bob-sleighs or skeletons, the use of firearms, or other hazardous pursuits or occupations.Suicide, intentional self-inflicted injury, insanityMental or nervous disorders, sleep disorder, psychiatric disorderHIV (Human Immunodeficiency Virus) and AIDS (Acquired Immune Deficiency Syndrome)Flying activities other than as a fare-paying passenger on a regular or schedule airline or licensed chartered aircraftWar and terrorism (Except for Terrorism Extended Cover)Loss of or damage to any pager, mobile phone (except for the benefit specifically provided under the above Benefit 12), tablet computer, portable telecommunication equipment, aerial device (i.e. Most travel insurance provide coverage for loss of baggage and money. Re: How MSIG Singapore ignores your travel insurance claim I also bought the MSIG travel insurance Premier Plan before going to Austria in April 2017. Coverage up to VND 100,000,000; Premiums from VND 11,000/month; Exclusions. The maximum amount we will pay for:Pays for the cost of emergency purchase of essential clothing or toiletries if your baggage is delayed for more than 12 hours on the outward journey.Reimburses the cost of replacing business records, documents or samples which have been lost or damaged. Raising the point about a thief passing off stolen property as his own after losing it doesn't seem like a great idea to me and doesn't help your case at all. The policyholder has to report the case to the local police after the incidence of property loss within 24 hours.
It may lead to defamation lawsuit and the onus is on OP to argue he didn't defame MSIG.Maybe he is trying to force MSIG to make a comprise by putting in popular TA forumThis is the version of our website addressed to speakers of Reply to: How MSIG Singapore ignores your travel insurance claimMembers who are knowledgeable about this destination and volunteer their time to answer travelers' questions.How MSIG Singapore ignores your travel insurance claim Maximum age limit is 85.Family Plan is only applicable to a legally married couple and any number of your child(ren) under 18 years of age. you have paid or payments for which you are legally obliged to pay, or reimburses additional transport and/or accommodation expenses incurred, and which are not recoverable from any other source in reaching your planned destination, or for your return trip to Hong Kong if your trip is unavoidably re-routed due to strike or industrial action, riot, hijack, adverse weather conditions or natural disaster directly resulting in Suspension of Public Transport.Pays HK$500 for each day that you are prevented from reaching your scheduled destination through hijack of the aircraft in which you are travelling.Pays for accidental loss of or damage to personal baggage. Login For further information, please visit The above product information is for reference only. Join Or you were lucky... My case surely makes you feel a mistrust towards the insurers...did you email or call to talk to the representative? MSIG has crafted MSIG TravelRight Plus, travel insurance that covers single and annual trips. As a result, all premium amounts shown in this webpage are subject to levy. Maximum days per trip of Plan C is 30 days, each trip should be commenced in Hong Kong.There is no minimum age limit for this plan. For expensive stuff, you should always keep the receipts even after the warranty is over.
Not sure how much of this article is relevant to Maybe I was unlucky. I have had experience where the company turned around after a long wait. scheduled flight, train) or in any armed robbery or attempted armed robbery.Pays for necessary medical treatment expenses and reasonable additional transport expenses if it is necessary and unavoidable for you to stay beyond your intended return date due to sickness or bodily injury abroad.Pays for follow-up medical expenses within 90 days after arrival in Hong Kong up to HK$50,000 including Chinese medical practitioner's fees up to HK$150 per visit per day and up to HK$1,500 in total.24-hour worldwide emergency medical evacuation repatriation after treatment.Unexpected return to Hong Kong, Compassionate Visit, ChildrenExtends to provide you with Worldwide Travel Assistance Services as well as cover in respect of death or bodily injury (including necessary medical expenses incurred) which may be sustained through acts of terrorism under Personal Accident and Medical Expenses Sections.Pay you in the event of accidental death or bodily injury while you are taking part in hot-air ballooning, scuba diving, skiing, snowboarding, tobogganing, sledding, water skiing, wakesurfing, wakeboarding, rafting, sailing, windsurfing, bungee jumping, horse riding, trekking or hiking, parasailing, banana boat trip, canoeing, kayaking, sea kayaking, underwater strolling, sand boarding, safari adventures, or zipline adventure activities.Reimburses expenses of unused travel and accommodation (including overseas local tour package or admission tickets to any major sporting event, concert or theme park etc.) "Loss of one limb" is defined in the policy as loss by physical severance at or above the wrist or ankle or the total loss of use of an entire hand, arm, foot or leg.This benefit is not applicable to Insured Person(s) is(are) below 18 years of age and insured under a Family Plan.Asia: listed countries and areas in Asia including China, Macau, Brunei, Cambodia, Indonesia, Japan, Korea, Laos, Malaysia, Myanmar, Philippines, Singapore, Taiwan, Thailand and Vietnam.The above product information is for reference only.